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[[File:VPay logo 2015.svg|thumb|V Pay logo]]
[[File:VPay logo 2015.svg|thumb|V Pay logo]]
{{Multiple issues|{{third party|date=May 2017}}{{update|date=May 2017}}}}
{{Multiple issues|{{third party|date=May 2017}}{{update|date=May 2017}}}}
'''V Pay''' is a [[Single Euro Payments Area]] (SEPA) [[debit card]] for use in Europe, issued by [[Visa Inc.|Visa Europe]].<ref name="banks">{{cite web|url=http://vpay.com/banks.html|title=V PAY – Your European debit card|access-date=August 6, 2011|archive-url=https://web.archive.org/web/20140625103938/http://vpay.com/banks.html|archive-date=June 25, 2014|dead-url=yes|df=mdy-all}} </ref> It uses the [[EMV]] [[Smart card|chip]] and [[Personal identification number|PIN]] system and may be co-branded with various national debit card schemes such as the German [[Girocard]]<ref>{{cite web|url=http://vpay.com/bank_technical.html|title=V PAY technical requirements|access-date=August 6, 2011|archive-url=https://web.archive.org/web/20140701154042/http://vpay.com/bank_technical.html|archive-date=July 1, 2014|dead-url=yes|df=mdy-all}} </ref><ref>{{cite web|url=http://vpay.com/press28.html|title=Postbank migrates bank cards to V PAY/girocard|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032151/http://vpay.com/press28.html|archive-date=2011-10-07|dead-url=yes|df=}}</ref><ref>{{cite web|url=http://vpay.com/press29.html|title=German banks have agreed to issue 34 million V PAY|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032718/http://vpay.com/press29.html|archive-date=2011-10-07|dead-url=yes|df=}}</ref> or Italy's [[PagoBancomat]].<ref>{{cite web|url=http://www.gruppocarige.it/carige/html/ita/prodotti/famiglia/acquisti/carige_cash_eu.htm|title=CarigeCash Europa: la carta bancomat per prelievi ed acquisti sicuri|website=[[Banca Carige]]}}{{Dead link|date=July 2018 |bot=InternetArchiveBot |fix-attempted=yes }} (in Italian)</ref>
'''V Pay''' is a [[Single Euro Payments Area]] (SEPA) [[debit card]] for use in Europe, issued by [[Visa Inc.|Visa Europe]].<ref name="banks">{{cite web|url=http://vpay.com/banks.html|title=V PAY – Your European debit card|access-date=August 6, 2011|archive-url=https://web.archive.org/web/20140625103938/http://vpay.com/banks.html|archive-date=June 25, 2014|dead-url=yes|df=mdy-all}} </ref> It uses the [[EMV]] [[Smart card|chip]] and [[Personal identification number|PIN]] system and may be co-branded with various national debit card schemes such as the German [[Girocard]]<ref>{{cite web|url=http://vpay.com/bank_technical.html|title=V PAY technical requirements|access-date=August 6, 2011|archive-url=https://web.archive.org/web/20140701154042/http://vpay.com/bank_technical.html|archive-date=July 1, 2014|dead-url=yes|df=mdy-all}} </ref><ref>{{cite web|url=http://vpay.com/press28.html|title=Postbank migrates bank cards to V PAY/girocard|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032151/http://vpay.com/press28.html|archive-date=2011-10-07|dead-url=yes|df=}}</ref><ref>{{cite web|url=http://vpay.com/press29.html|title=German banks have agreed to issue 34 million V PAY|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032718/http://vpay.com/press29.html|archive-date=2011-10-07|dead-url=yes|df=}}</ref> or Italy's [[PagoBancomat]].<ref>{{cite web|url=http://www.gruppocarige.it/carige/html/ita/prodotti/famiglia/acquisti/carige_cash_eu.htm|archive-url=https://archive.is/20130218121731/http://www.gruppocarige.it/carige/html/ita/prodotti/famiglia/acquisti/carige_cash_eu.htm|dead-url=yes|archive-date=2013-02-18|title=CarigeCash Europa: la carta bancomat per prelievi ed acquisti sicuri|website=[[Banca Carige]]}} (in Italian)</ref>


The V Pay card system competes with [[MasterCard]]'s [[Maestro (debit card)|Maestro]] debit card product. However, unlike Maestro, V Pay cards cannot be used in non-chip and non-PIN environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries.<ref name="banks" />
The V Pay card system competes with [[MasterCard]]'s [[Maestro (debit card)|Maestro]] debit card product. However, unlike Maestro, V Pay cards cannot be used in non-chip and non-PIN environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries.<ref name="banks" />

Revision as of 01:00, 9 August 2018

V Pay logo

V Pay is a Single Euro Payments Area (SEPA) debit card for use in Europe, issued by Visa Europe.[1] It uses the EMV chip and PIN system and may be co-branded with various national debit card schemes such as the German Girocard[2][3][4] or Italy's PagoBancomat.[5]

The V Pay card system competes with MasterCard's Maestro debit card product. However, unlike Maestro, V Pay cards cannot be used in non-chip and non-PIN environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries.[1]

V Pay cards began to be accepted at merchants in France and Greece in 2005,[6] and acceptance has since expanded to more European countries. As of 2010, 14 million V Pay cards had been issued.[citation needed]

References

  1. ^ a b "V PAY – Your European debit card". Archived from the original on June 25, 2014. Retrieved August 6, 2011. {{cite web}}: Unknown parameter |dead-url= ignored (|url-status= suggested) (help)
  2. ^ "V PAY technical requirements". Archived from the original on July 1, 2014. Retrieved August 6, 2011. {{cite web}}: Unknown parameter |dead-url= ignored (|url-status= suggested) (help)
  3. ^ "Postbank migrates bank cards to V PAY/girocard". Archived from the original on 2011-10-07. Retrieved 2011-08-06. {{cite web}}: Unknown parameter |dead-url= ignored (|url-status= suggested) (help)
  4. ^ "German banks have agreed to issue 34 million V PAY". Archived from the original on 2011-10-07. Retrieved 2011-08-06. {{cite web}}: Unknown parameter |dead-url= ignored (|url-status= suggested) (help)
  5. ^ "CarigeCash Europa: la carta bancomat per prelievi ed acquisti sicuri". Banca Carige. Archived from the original on 2013-02-18. {{cite web}}: Unknown parameter |dead-url= ignored (|url-status= suggested) (help) (in Italian)
  6. ^ "France and Greece are first countries to accept V PAY". Archived from the original on 2011-10-07. Retrieved 2011-08-06. {{cite web}}: Unknown parameter |dead-url= ignored (|url-status= suggested) (help)