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==Social reforms==
Back from Italy and in the New York State Senate, he fought hard for the regulation of informal immigrant banks and banking agents that handled money transfers abroad, an issue of significant importance to his Italian constituency who were often swindled from their remittances to their families in Italy.<ref name=nyt280739/><ref name=ferber122>Ferber, ''A New American'', pp. 122–128</ref> Cotillo demanded legislation to supervise immigrant banks and to safeguard customers' deposits. His 1921 banking reform bill, which placed express companies and steamship agencies that transferred money abroad under the supervision of the [[New York State Banking Department]], annoyed powerful interests of such companies as [[Wells Fargo]] and the [[Cunard Lines]].<ref name=henderson/><ref name=day>Jared N. Day, [
Cotillo was member of the Joint Legislative Committee on Housing, also known as the [[Charles C. Lockwood#Lockwood Committee|Lockwood Committee]] because it was headed by [[Charles C. Lockwood]]. The committee investigated renting and building conditions in the City of New York and ended a spate of rent-raising as a result of the housing shortage after World War I.<ref name=nyt080621>[https://timesmachine.nytimes.com/timesmachine/1921/06/08/98705789.pdf 43 Companies Agree To Drop Monopoly Of Fire Insurance], ''The New York Times'', June 8, 1921</ref><ref>[https://timesmachine.nytimes.com/timesmachine/1958/09/22/81929335.pdf Charles C. Lockwood Dies at 81], ''The New York Times'', September 22, 1958</ref> The group found that the housing conditions at the time constituted a serious menace to public health in New York since some 400,000 persons were directly affected by the scarcity of affordable dwellings and the poor quality of the existing ones.<ref name=nyt310122>[https://timesmachine.nytimes.com/timesmachine/1922/01/31/109336328.pdf Finds City Short 80,000 Homes For 400,000 Residents], The New York Times, January 31, 1922</ref><ref name=lockwood>New York State (1922). [https://archive.org/stream/intermediaterep00lockgoog#page/n18/mode/2up Intermediate report of the Joint Legislative Committee on Housing], Legislative document (1922) no. 60, State of New York, p. 7</ref> Later he was the chairman of New York state commission to investigate child welfare, and a member of the Joint Legislative Committee to Investigate Exploitation of Immigrants (1923–24).<ref name=nyt280739/><ref name=exploit>New York (State). [http://pds.lib.harvard.edu/pds/view/4609923 Report of the Joint Legislative Committee on the Exploitation of Immigrants]. Albany : J.B. Lyon, printers, 1924</ref>
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