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Recently divorced Meg Altman ([[Jodie Foster]]) and her 11-year-old daughter Sarah ([[Kristen Stewart]]) have just purchased a four-story [[brownstone]] on the [[Upper West Side]] of [[New York City]]. The house's previous owner, a reclusive millionaire, installed an isolated room used to protect the house's occupants from intruders. The "[[safe room|panic room]]" is protected by concrete and steel on all sides, a thick steel door, and an extensive security system with multiple [[surveillance cameras]], a public announcement system, and a separate phone line. On the night the two move into the home, it is broken into by Junior ([[Jared Leto]]), the previous owner's grandson; Burnham ([[Forest Whitaker]]), an employee of the residence's security company; and Raoul ([[Dwight Yoakam]]), a [[ski mask]]-wearing gunman recruited by Junior. The three intruders are after $3 million in [[bearer bond]]s, which are locked inside a floor safe in the panic room.
After discovering that the Altmans have moved in earlier than expected, Junior convinces a reluctant Burnham, who had assumed the house was unoccupied until he noticed a glowing night light, to continue with their heist. As they begin the [[robbery]], Meg wakes up and happens to see the intruders on the video monitors in the panic room. Before the three can reach them, Meg and Sarah run into the panic room and close the door behind them. They are unable to use the phone in the room which has a separate phone line that was never hooked up by Meg. Intending to force the two out of the room, Burnham introduces propane gas into the room's air vents. Raoul, in conflict with Burnham and Junior, dangerously increases the amount of gas. Unable to seal the vents, Meg ignites the gas while she and Sarah cover themselves with fireproof blankets, causing an explosion which vents into the room outside and causes a fire, injuring Junior.
The Altmans make several attempts to call for help, including signaling a neighbor with a flashlight through the opening of a ventilation pipe, but the neighbor ignores it. Meg then taps into the main telephone line and gets through to her ex-husband Stephen (Bauchau), before the burglars cut them off.
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