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==== Use outside of China : Europe ====
UnionPay announced in 2016 that more than 2.2 million merchants in 39 European countries and regions accept UnionPay, taking up 50% of all the merchants supporting bankcard payment.<ref name="Europe acceptance">{{cite web |title=2.2 Million Merchants in Europe Accept UnionPay |url=https://www.unionpayintl.com/en/mediaCenter/newsCenter/companyNews/1673.shtml |website=www.unionpayintl.com |publisher=Unionpay Intl |access-date=26 September 2022}}</ref><ref name="Europe hotel acceptance">{{cite web |title=The largest hotels group in Europe accepts UnionPay |url=https://www.unionpayintl.com/en/mediaCenter/newsCenter/companyNews/2023.shtml |website=www.unionpayintl.com |publisher=Unionpay Intl |access-date=26 September 2022}}</ref>
UnionPay is also accepted at business schools and Universities in order to allow Asian students to pay large sums of money for their tuition fees.<ref name="Educational instit payment">{{cite web |title=About 4,000 Educational Institutions Outside Mainland China Accept UnionPay Cards for Tuition Payment |url=https://www.asiaone.com/business/about-4000-educational-institutions-outside-mainland-china-accept-unionpay-cards-tuition |website=www.asiaone.com |publisher=Asia One |access-date=26 September 2022}}</ref>
Merchants from certain sectors considered "High risk" or prohibited by the government cannot open a UnionPay account.{{citation needed|date=September 2022}}
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