N26 — Love your bank
3.8star
133K reviewsinfo
5M+
Downloads
PEGI 3
info
About this app
Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Manage all your finances directly from your smartphone and pay with a tap using your virtual N26 Mastercard and Google Pay. Pick from our five new virtual card designs to start paying with personality.
– Transfer money in seconds with MoneyBeam and instant transfers. Send money around the globe quickly, easily, and with no hidden fees.
– Want even more perks and features? Discover our premium accounts and upgrade your banking experience. Choose from N26 Smart, N26 You and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your savings with full flexibility, no matter what membership you have. Get up to 4%* interest p.a. with N26 Metal — and access your funds at any time.
- Save for all your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get smart tools to help you budget the simple way. Keep track of all your money with Insights.
*The interest rate is based on country and membership. Available to eligible N26 customers in Germany, France, and Spain. Interest rates vary based on country and membership.
INVEST
- Choose from hundreds of stocks, ETFs, and crypto coins* — including Ethereum and Bitcoin.
- Manage your money and your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
*Check our website for availability in your country. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
BANK
– Manage all your finances directly from your smartphone and pay with a tap using your virtual N26 Mastercard and Google Pay. Pick from our five new virtual card designs to start paying with personality.
– Transfer money in seconds with MoneyBeam and instant transfers. Send money around the globe quickly, easily, and with no hidden fees.
– Want even more perks and features? Discover our premium accounts and upgrade your banking experience. Choose from N26 Smart, N26 You and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your savings with full flexibility, no matter what membership you have. Get up to 4%* interest p.a. with N26 Metal — and access your funds at any time.
- Save for all your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get smart tools to help you budget the simple way. Keep track of all your money with Insights.
*The interest rate is based on country and membership. Available to eligible N26 customers in Germany, France, and Spain. Interest rates vary based on country and membership.
INVEST
- Choose from hundreds of stocks, ETFs, and crypto coins* — including Ethereum and Bitcoin.
- Manage your money and your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
*Check our website for availability in your country. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Ratings and reviews
3.8
132K reviews
Hendy Serrano
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June 12, 2024
It makes no sense that while they are checking to pair your smartphone you can't use the app, but if you don't try to pair it you can use it just fine. Also, I have some errors on my app where I can't use the contacts feature (shows an error) and there are some messages I can't dismiss on the home screen (another error) Edit: I contacted support and fixed the errors had in the app. I still think I should at least be able to consult my account while the verification is on going.
N26 GmbH
June 12, 2024
Hey Hendy, pairing is an important security step to use your account. If your device is not paired, you won't be able to confirm your transactions and make updates on your account. We can help you with the issues you are facing in the app. Please contact us via live chat so we can advise you further. Best, Bella, N26 Team.
des i
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June 4, 2024
This app/bank is sadly no longer reliable. This used to be my go-to bank(ing app), but they have gone downhill. I transferred hundreds of euros from my regular account to my instant savings, within the app, and the money just disappeared. It took 34 minutes for it to show up again, while it should have been seconds. A year ago, you could actually use the support chat, now there are no agents. A "6 minute queue", yet still waiting 26 minutes later. I will be closing my account.
5 people found this review helpful
N26 GmbH
June 4, 2024
Hey, we experienced a technical issue with transfers to Spaces and to Instant Savings this morning, but it was fixed after a few minutes. We apologize for the inconvenience caused. Best, Bella, N26 Team.
dp k
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April 13, 2024
You need to key in a full password to open the app, which makes it impractical to rapidly check balance just before making a payment when you are outside in the busy street or shop. Why can't N26 provide a convenient 4 or 6 digit pin facility to quickly login as in Revolut? Also, giving a 2 color scheme to any digital user interface will make it difficult to use. Please give more variety colors to the tabs, buttons, icons and menus so that it becomes quickly distinguishable. Hence 2 stars!
2 people found this review helpful
N26 GmbH
April 15, 2024
Hey! We are always looking to improve the experience for our users and we really appreciate the feedback. You can enable FaceID or Fingerprint for a fast login. To do it, tap on your initials located at the top right corner of Home, go to Settings - Security - and enable this option. Best, Bella, N26 Team.
What's new
While we're busy fixing bugs and improving your app experience, why not check out some of the ways we help you get more for your money? Head to the 'Explore' tab of your N26 app and navigate to 'Rewards' to find a curated list of deals from our partner brands.
Customers in Austria and Germany who invest in stocks and ETFs can now set up investment plans — a way to automate investments that comes at no extra cost. Simply pick the amount you want to invest and how often you want to invest it.
Customers in Austria and Germany who invest in stocks and ETFs can now set up investment plans — a way to automate investments that comes at no extra cost. Simply pick the amount you want to invest and how often you want to invest it.
