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CA2995921A1 - Destination-exchange processing method, apparatus, terminal device, and online transaction method - Google Patents

Destination-exchange processing method, apparatus, terminal device, and online transaction method Download PDF

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Publication number
CA2995921A1
CA2995921A1 CA2995921A CA2995921A CA2995921A1 CA 2995921 A1 CA2995921 A1 CA 2995921A1 CA 2995921 A CA2995921 A CA 2995921A CA 2995921 A CA2995921 A CA 2995921A CA 2995921 A1 CA2995921 A1 CA 2995921A1
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account
certificate
data
server
transfer request
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French (fr)
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Yi Zhang
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10353744 Canada Ltd
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10353744 Canada Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce

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  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Disclosed are a destination-exchange processing method, apparatus, terminal device, and online transaction method, said destination-exchange processing method comprising: a first account sending a first data-certificate transfer request to a second account by means of a first server; said transfer request containing information of said first data certificate; said second account responding to the transfer request and sending first data to the first account; and the first account receiving the first data and sending the first data certificate to the second account. In the present invention, destination exchange is achieved using the described means, and a first account that obtained a first data certificate may transfer it to a second account; thus the destination may be utilized repeatedly, increasing the utilization of the destination.

Description

Title: Destination-Exchange Processing Method, Apparatus, Terminal Device, And Online Transaction Method [1] [Technical Field]
[2] The present invention relates to the field of interne data interaction technology, and in particular, to a method, device, terminal device for target interaction, and an online transaction method.
[3] [Background Technology]
[4] With the development of Internet technology and especially mobile Internet technology, users can connect to the Internet through mobile devices using 2G, 3G, 4G or WiFi to conduct transactions and social activities. Users can conveniently and effectively perform online activities, this is an incomparable experience with offline.
[5] However, when a user performs activities such as trading or social networking via the mobile Internet, the data obtained from the user loses its effect on the user.
When the user transfers the acquired data again to other users who need it, the user often looks for the receiver and delivers the data directly. This second-order interaction, which makes its personal sensitive information easily exposed and likely to be acquired by others in the transfer process, uses its information for illegal purposes, posing a great risk to Internet users.
[6] [Summary of the Invention]
[7] The technical problem to be solved by the present invention is to provide a target interaction processing method, device and terminal device, which transmit data in the form of data certificate in the process of target transfer so as to improve the security of network data interaction.
[8] The present invention provides a target interaction processing method, which includes:
delivering, by a first account, a first data certificate transfer request to a second account by using a First Server; wherein the transfer request includes the first data certificate information; delivering, by the second account, first data to the first account in response to the transfer request; and receiving, by the first account, the first data, and delivering the first data certificate to the second accounts.
[9] The present invention further provides a target interaction processing method applied to a device corresponding to a second account, where the method includes:
receiving, by a second account, a first data certificate transfer request delivered by a First Server; wherein the transfer request is obtain information that includes a first data certificate and is delivered by a first account of the first data certificate through the First Server; deliver first data to the first account in response to the transfer request; and receive the first data certificate delivered by first account.
[10] An example of the present invention further provides a device, including: a receiving module, which is used to receive a first data certificate transfer request delivered by a First Server, where the transfer request is used for a first account that acquires the first data certificate to pass the information delivered by the First Server containing the first data certificate; and a delivering module, which is used to deliver first data to the first account in response to the transfer request; and the receiving module is also used to receive the first data certificate delivered by first account.
[11] The present invention also provides a terminal device, including: one or more processors; a memory; a plurality of application programs; and one or more programs, wherein the one or more programs are stored in the memory and configured to be executed by the one or more processors, the one or more programs including instructions which are used for:
receiving a first data certificate transfer request delivered by a First Server; wherein the transfer request information that is delivered by the First Server and includes the first data certificate to acquire a first account of the first data certificate; deliver first data to the first account in response to the transfer request; and receive, by the First Server, the first data certificate delivered by the first account is described.
[12] In the above solution, a request for transferring the first data certificate is delivered before the first account transfers the second data account to the second account, and when the first account receives the first data delivered by the second account, the first data certificate is delivered to second account. In this way, the target is transferred in the form of data certificate, which provides data security guarantee for transferring the target to other terminals.
[13] Another object of the present invention is to provide an online transaction method that facilitates the transfer of commodity! services by transferring ownership in the form of electronic proof of commitment during the transfer of the target commodity!
service.
[14] The present invention provides an online transaction method, including: delivering, by a first account, an electronic commitment certificate assignment request to a second account by using a First Server; wherein the assignment request includes information of the electronic commitment certificate, and the step of electronic commitment certificate is a network electronic certificate that is pre-generated by the First Server and integrates the required commodity / services E-commerce functions; the second account pays the first account in response to the transfer request; and the account receives the payment, and =

delivers the electronic commitment certificate to the second account.
[15] In the above solution, a request for transferring electronic commitment certificate is issued before the first account transfers the target commodity / services to the second account, and when the first account receives the payment for the second account, the electronic commitment certificate is delivered to the second accounts. In this way, the transfer of tenure in the form of electronic commitment certificates during the transfer of the target commodity / services facilitates the circulation of the commodity / services.
[16] [Brief Description]
[17] Figure 1 is a schematic flowchart of a target interaction processing method in a first example of the present invention.
[18] Figure 2 is a schematic flowchart of a target interaction processing method in a second example of the present invention;
[19] Figure 3 is a schematic flowchart of a target interaction processing method in a third example of the present invention;
[20] Figure 4 is a schematic flowchart of a target interaction processing method in a fourth example of the present invention;
[21] Figure 5 is a schematic flowchart of a target interaction processing method in a fifth implementation manner of the present invention;
[22] Figure 6 is a schematic structural view of a device in an example of the present invention;
[23] Figure 7 is a schematic structural diagram of a terminal device in an example of the present invention;
[24] Figure 8 is a schematic flow chart of an online transaction method in a first example of the present invention;
[25] Figure 9 is a schematic flowchart of an online transaction method in a second example of the present invention;
[26] Figure 10 is a schematic flowchart of an online transaction method in a third example of the present invention;
[27] Figure 11 is a schematic flowchart of an online transaction method in a fourth example of the present invention.
[28] [Description of the Preferred Examples]
[29] The technical solution in the examples of the present invention will be clearly and completely described below with reference to the accompanying drawings in the examples of the present invention. Apparently, the described example are only a part but not all of the examples of the present invention. All other examples obtained by persons of ordinary skill in the art based on the examples of the present invention without creative efforts shall fall within the protection scope of the present invention.
[30] Please refer to Figure 1, which is a schematic flowchart of target interaction processing method according to a first example of the present invention, a method procedure shown in this example includes:
[31] Step S10: The first account delivers a first data certificate transfer request to the second account through the First Server.
[32] Wherein, the transfer request contains the information of the first data certificate.
[33] Specifically, the First Server generates in advance a first data certificate associated with the target.
[34] Further, before step S10, the first account obtains the first data certificate held by the third account through the First Server.
[35] Also, when the target interaction is successful between the first account and the third account (to be described in detail later), the First Server adds the information of the first account to the first data certificate to indicate that the owner of the first data certificate is the first user of the account.
[36] Moreover, the first account can modify the information of the first data certificate, for example, the size of the target data value, the format of the target, and so on, and forward a transfer request for the modified first data certificate to be delivered by the First Server over the Internet post the transfer request. In this case, the transfer request is issued directly without specifying the object to be accepted (second account).
[37] Further, the transfer request may further include the information of the second account.
[38] When the first account receives the transfer instruction input by the user, a corresponding transfer request is generated to request to transfer the owner of the first data certificate as the second account. In this case, the first account selects the object that accepts the first data certificate, i.e., the second account.
[39] In step S11, the second account delivers the first data to the first account in response to the transfer request.
[40] Wherein, the first data may be the first value or the information of the second data certificate. The second data certificate is generated by Second Server locking the first value in the second account. That is, the first data may be delivered by the second account to the first account in different data forms, for example, the first data is encrypted, the first data is frozen to form a corresponding data certificate, the first data is compressed, and so on. The details will be described in detail below.
[41] In step S12, the first account receives the first data, and delivers the first data certificate to the second account.

=
[42] Specifically, the first data is delivered by the second account to the first account when the first account is agreed to accept the first data certificate. When it is determined that the first account is received, the first account delivers the first data certificate to the second account, and the process of transferring the first data certificate from the first account to the second account is completed.
[43] The size of the data value of the first data may be equal to the size of the data value represented by the first data certificate, that is, the data value of the target may or may not be equal.
[44] In the above solution, when receiving the first data certificate transfer request delivered by the First Server, the second account delivers the first data to the first account and receives the first data certificate delivered by the first account, so that the first data certificate is transferred from the first account to the second account of the process.
Therefore, after the target achieves the target interaction, the first account that obtains the first data certificate associated with the target may also be transferred to the second account to achieve the reuse of the target and increase the utilization rate of the target.
[45] Please refer to Figure 2, which is a schematic flow chart of a method for processing a target interaction according to a second example of the present invention. The flow of the method shown in this example is relative to the flow of the method shown in Figure 1. The specific application scenario is as follows: The first account submits a first data certificate transfer request to the second account before acquiring the first data certificate and before the third account has not delivered the corresponding target to the first account, wherein the target is stored in the third account, the method flow shown in this example includes:
[46] Step S20: The first account delivers a first data certificate transfer request to the second account through the First Server.
[47] Wherein, the transfer request contains the information of the first data certificate.
[48] Further, the transfer request may further include the information of the second account.
[49] Step S21: The second account delivers the first data to the first account in response to the transfer request.
[50] Wherein, the first data may be the first value or the information of the second data certificate. The second data certificate is generated by Second Server locking the first value in the second account. The size of the data value of the first data may be equal to the size of the data value represented by the first data certificate, that is, the data value of the target may or may not be equal.
[51] Step S22: the first account receives the first data, and delivers the first data certificate to the second account.
[52] In step S23, the First Server delivers the information of the second account to the third account for saving the target.
[53] Step S24: The third account delivers the destination to the second account according to the information of the second account.
[54] In step S25, the second account requests the Second Server to unlock the first value to add the first value to the first account.
[55] Specifically, when the target interaction between the first account and the third account is successful, that is, the owner of the first data certificate is the first account. However, the goal is saved in the third account, which needs to be delivered to the first account when the interactivity agreement is met. In the present example, when the first account delivers a request for transferring the first data certificate to the second account, the third account has not delivered the target to the first account. Therefore, when the first account receives the first data delivered by the second account, the second account is delivered to the second account through the third account, and the first account is no longer delivered to the first account.
[56] Please refer to Figure 3, which is a schematic flow chart of a method for interacting with a target according to a third example of the present invention, the flow of the method shown in this example is opposite to the flow of the method shown in Figure 2. The specific application scenario is as follows: when the first account acquires the first data certificate, the third account issues an instruction to the fourth account to deliver its saved object to the first account, and the fourth account has not responded to the instruction to issue the target.
At this time, the account submits the first data certificate transfer request to the second account. The method flow shown in this example includes:
[57] Step S30: The first account delivers the first data certificate transfer request to the second account through the First Server.
[58] Wherein, the transfer request contains the information of the first data certificate.
[59] Further, the transfer request may further include the information of the second account.
[60] Step S31: The second account delivers the first data to the first account in response to the transfer request.
[61] Wherein, the first data may be the first value or the information of the second data certificate. The second data certificate is generated by Second Server locking the first value in the second account. The size of the data value of the first data may be equal to the size of the data value represented by the first data certificate, that is, the data value of the target may or may not be equal.
[62] Step S32: The first account receives the first data, and delivers the first data certificate to the second account.
[63] Step S33: The First Server delivers the information of the second account to the fourth account.
[64] In step S34, the fourth account changes the associated first account information to the information of the second account and delivers the target stored in the third account to the second account.
[65] Wherein, the fourth account is associated with the information of the first account when the first account obtains the first data certificate.
[66] In step S35, the second account requests the Second Server to unlock the first value to add the first value to the first account.
[67] Specifically, when the target interaction between the first account and the third account is successful, that is, the owner of the first data certificate is the first account. However, the goal is saved in the third account, which needs to request the fourth account to deliver the goal saved in the third account to the first account when the interaction agreement is met.
In the present example, when the first account issues a request for transferring the first data certificate to the second account, the third account has not delivered the request for delivering the target to the first account to the fourth account. Therefore, when the first account receives the first data delivered by the second account, the fourth account is notified to change the delivering object so as to deliver the target in the third account to the second account but not to the first account.
[68] In this implementation manner, the fourth account receives the transfer information of the first data certificate before responding to the instruction delivered by the third account, and therefore, the fourth account delivers the destination to the second account according to the transfer information. In this way, it is avoided that the first data certificate has been transferred, but the fourth account that is responsible for delivering the target is not promptly notified, resulting in a wrong target delivering object.
[69] Please refer to Figure 4, which is a schematic flowchart of a target interaction processing method in a fourth example of the present invention. When the first data is the second data certificate, the method procedure shown in this example includes:
[70] Step S40: The first account delivers a first data certificate transfer request to the second account through the First Server.
[71] Wherein, the transfer request contains the information of the first data certificate.
[72] Further, the transfer request may further include the information of the second account.
[73] In step S41, the second account delivers the information of the second data certificate generated by the Second Server to the third account in response to the transfer request.
[74] In step S42, the third account requests Second Server to return the third data certificate to the first account.
[75] Wherein, the third account receives the information of the third data certificate when the first account obtains the first data certificate and the third data certificate is generated by the second server locking the second data value in the first account.
[76] In step S43, the first account receives the first data and delivers the first data certificate to the second account to deliver the destination to the second account according to the information of the second account.
[77] In step S44, the second account requests the Second Server to unlock the first value to add the first value to the first account.
[78] In this example, when the first account obtains the first data certificate through the First Server, the Second Server also changes the owner information of the third data certificate to the third account so as to record the success of the interaction between the target and the third data certificate. When the target needs to be transferred to the second account, Second Server changes the owner of the third data certificate to the original first account, and changes the owner information of the second data certificate to the third account so as to record the direct interaction between the target and the third data certificate. At the same time, it is recorded that the second account interacts with the target using the second data certificate.
[79] Please refer to Figure 5, which is a schematic flowchart of a method for interacting with a target according to a fifth example of the present invention. The method flow shown in this example is applied to a device corresponding to a second account, including:
[80] Step S50: The second account receives the first data certificate transfer request delivered by the First Server.
[81] Wherein, the transfer request is information that the first account that obtains the first data certificate delivers through the First Server and includes the first data certificate that is previously generated by the first server and is associated with the target;
[82] Wherein, the transfer request contains the information of the first data certificate.
[83] Further, the transfer request may further include the information of the second account.
[84] Step S51: Deliver the first data to the first account in response to the transfer request.
[85] Wherein, the first data may be the first value or the information of the second data certificate. The second data certificate is generated by Second Server locking the first value in the second account. That is, the first data may be delivered by the second account to the first account in different data forms, for example, the first data is encrypted, the first data is frozen to form a corresponding data certificate, the first data is compressed, and so on. The details will be described in detail below.
[86] Step S52: Receive the first data certificate delivered by the first account.
[87] Referring to Figure 6, it is a schematic structural diagram of a device according to an example of the present invention. The device 60 shown in this example is applied to a device corresponding to a second account, and includes a receiving module 61 and a delivering module 62.
[88] The receiving module 61 is used to receive a first data certificate transfer request delivered by the First Server.
[89] Wherein, the transfer request is information that the first account that obtains the first data certificate delivers through the First Server and includes the first data certificate that is previously generated by the first server and is associated with the target.
[90] Wherein, the transfer request contains the information of the first data certificate.
[91] Further, the transfer request may further include the information of the second account.
[92] The delivering module 62 is used to deliver the first data to the first account in response to the transfer request. Wherein, the first data may be the first value or the information of the second data certificate. The second data certificate is generated by Second Server locking the first value in the second account.
[93] The receiving module 61 is also used to receive the first data certificate delivered by the first account.
[94] Please refer to Figure 7, which is a schematic structural diagram of a terminal device in an example of the present invention. The terminal device 70 in this example is a device corresponding to a second account. The terminal device 70 includes a receiver 71, a processor 72, a transmitter 73, a read only memory 74, a random access memory 75, and a bus 76.
[95] The receiver 71 is used for receiving data
[96] The processor 72 controls the operation of the terminal device 70. The processor 72 may also be a CPU (Central Processing Unit). The processor 72 may be an integrated circuit chip with signal processing capabilities. The processor 72 may also be a general purpose processor, a digital signal processor (DSP), an application specific integrated circuit (ASIC), a field programmable gate array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components. The general purpose processor may be a microprocessor or the processor may also be any conventional processor and so on.
[97] This transmitter 73 is used for transmitting data.
[98] The memory may include a read only memory 74 and a random access memory 75 and = CA 02995921 2018-02-16 provide instructions and data to the processor 72. A portion of the memory may also include non-volatile random access memory (NVRAM).
[99] The various components of the terminal device 70 are coupled together via a bus 76, which may include a power bus, a control bus, a status signal bus, etc., in addition to the data bus.
However, for the sake of clarity, various buses are labelled as buses 76 in the figure.
[100] The memory stores the following elements, executable modules or data structures, or a subset of them, or their extensions:
[101] Operation instructions: Various operation instructions are included for various operations.
[102] Operating System: Includes various system programs for implementing a variety of basic services and for handling hardware-based tasks.
[103] In the example of the present invention, the processor 72 performs the following operations by invoking an operation instruction stored in a memory, where the operation instruction may be stored in an operating system:
[104] The first account delivers an electronic commitment certificate transfer request through First Server to the second account of the terminal device 70;
[105] The second account pays the first account in response to the transfer request; and
[106] The first account receives the payment, and delivers the electronic commitment certificate to the second account.
[107] Wherein, the transfer request includes information of the electronic commitment certificate, which is a pre-generated online electronic document integrated with the required functions of the target product / service e-commerce generated by the First Server.
[108] Figure 8 is a flowchart of an online transaction method in a first implementation manner of the present invention. The method procedure shown in this implementation manner includes:
[109] Step S80: The first account delivers the electronic commitment certificate assignment request to the second account through the First Server.
[110] Wherein, the transfer request includes information of the electronic commitment certificate, which is a pre-generated online electronic document integrated with the required functions of the target product / service e-commerce generated by the First Server.
[111] Specifically, the first account purchases the electronic commitment certificate issued by the third account through First Server, and the First Server adds the information of the first account to the electronic commitment certificate to indicate that the owner of the first data certificate is the first account user.
[112] Also, the first account may modify information of the electronic commitment certificate, such as the price of the target commodity / services, at the time of issuing the transfer = CA 02995921 2018-02-16 request and issue a transfer request for the revised electronic proof of commitment, which is to be published by First Server over the Internet transfer request. In this case, the transfer request is issued directly without specifying the object to be accepted (second account).
[113] Further, the transfer request may further include the information of the second account.
[114] When the first account receives the assignment instruction entered by the user, a corresponding assignment request is generated to request the transfer of the owner of the electronic commitment certificate as the second account. In this case, the first account selects the object that accepts the first data certificate, i.e., the second account.
[115] Step S81: The second account pays the first account in response to the transfer request.
[116] In this implementation manner, the electronic commitment credential is an Object Credit Certificate, and the first electronic certificate is a Bank Credit certificate.
[117] Where the payment is the first amount of money or the information of the first electronic certificate, and the first electronic certificate is generated by the Second Server for freezing the first amount of money in the second account. That is, the manner in which the second account purchases the electronic commitment certificate may be through a direct transfer, a cash transaction and so on, and may also be purchased through a Bank Credit certificate.
[118] Step S82: The first account receives the payment, and delivers the electronic commitment certificate to the second account.
[119] Specifically, the payment is made by the second account to the first account when agreeing to accept the electronic proof of commitment. When the first account determines that payment is received, the electronic commitment certificate is delivered to the second account to complete the process of transferring the electronic commitment certificate from the first account to the second account.
[120] The amount of the payment can be equal to the value of the target commodity / service or not equal.
[121] For example, the first account purchases an Object Credit Certificate on the trading platform and issues a Bank Credit certificate to a merchant (a third account), the first account submits a transfer application through First Server, the second account receives an Object Credit Certificate transfer request, and Out of Bank Credit certificate, Object Credit Certificate from the first account transferred to the second account, First Server in the Object Credit Certificate records the transfer of information, and notify the merchant or logistics platform.
[122] In the existing technology, after a user usually orders a commodity through a shopping platform, if he wants to transfer the commodity to another client, the user can only perform an offline transaction after receiving the commodity or privately notify the merchant to change the receiving address. There are some drawbacks to the above two methods of transfer, the former is relatively complicated, and the latter has certain risks.
[123] Therefore, in the above solution, a request for transferring electronic commitment certificate is issued before the first account transfers the target commodity / services to the second account, and when the first account receives the payment for the second account, the electronic commitment certificate is delivered to the second accounts.
Realize the first account to purchase Object Credit Certificate without the receipt of commodity directly to the Object Credit Certificate and the transfer of commodity to the second account, so that the process of the transfer of commodity / services in the form of electronic commitment certificates is a transfer, to facilitate the circulation of commodity /
services.
[124] Figure 9 is a schematic flowchart of an online trading method according to a second example of the present invention. This example shows a method flow related to the method shown in Figure 9. A specific application scenario is as follows: The first account submits a request for transfer of electronic commitment certificates to the second account after the first account has acquired the electronic commitment certificates and the third account has not yet delivered the corresponding target commodity / services to the first account, wherein the target commodity / service of the provider of the service is the third account, and the method procedure shown in this example includes:
[125] Step S90: The first account delivers the electronic promise certificate transfer request to the second account through the First Server.
[126] Where the transfer request contains the electronic proof of commitment.
[127] Further, the transfer request may further include the information of the second account.
[128] Step S91: The second account pays the first account in response to the transfer request.
[129] Where the payment is the first amount of money or the information of the first electronic certificate, and the first electronic certificate is generated by the Second Server for freezing the first amount of money in the second account.
[130] In step S92, the first account receives the payment, and delivers the electronic commitment certificate to the second account.
[131] In step S93, the First Server delivers the information of the second account to the third account for providing the target commodity / service.
[132] Step S94: The third account delivers the target commodity / services to the second account according to the information of the second account.
[133] Step S95: The second account requests the Second Server to unfreeze the first amount of funds, so as to allocate the first amount of funds to the first account.
[134] Specifically, when the first account obtains the electronic commitment certificate, the third account is used for providing the target commodity / services needs to issue the target commodity / services to the first account when the agreement for the transaction is met. In the present example, when the first account issues a request for transferring the electronic proof of commitment to the second account, the third account has not issued the target commodity / services to the first account. Therefore, when the first account receives the payment for the second account, the target account / service is delivered to the second account through the third account, but not to the first account.
[135] Please refer to Figure 10, which is a schematic flowchart of an online trading method according to a second example of the present invention. This example illustrates a method process with respect to the method shown in Figure 9. A specific application scenario is:
the first account issues an electronic commitment certificate, the third account issues an instruction to the fourth account to deliver the offered target commodity /
services to the first account, and the fourth account has not responded to the instruction to issue the target commodity / services. At this time, the first account submits the electronic commitment certificate transfer request to the second account. The method flow shown in this example includes:
[136] Step S100: The first account delivers the electronic promise certificate transfer request to the second account through the First Server.
[137] Where the transfer request contains the electronic proof of commitment.
[138] Further, the transfer request may further include the information of the second account.
[139] Step S101: The second account pays the first account in response to the transfer request.
[140] Where the payment is the first amount of money or the information of the first electronic certificate, and the first electronic certificate is generated by the Second Server for freezing the first amount of money in the second account.
[141] In step S102, the first account receives the first data, and delivers the electronic commitment certificate to the second account.
[142] Step S103: The First Server delivers the information of the second account to the fourth account.
[143] Step S104: The fourth account changes the associated first account information to the information of the second account, and delivers the target commodity /
services provided by the third account to the second account.
[144] Wherein, the fourth account is associated with the information of the first account when the first account obtains the electronic commitment certificate.
[145] In step S105, The second account requests the Second Server to unfreeze the first amount of funds, so as to allocate the first amount of funds to the first account.
[146] Specifically, when the first account obtains the electronic commitment certificate, the third account providing the target commodity / services needs to request the fourth account to deliver the target commodity / services to the first account when the agreement is met. In the present example, when the first account issues a request to transfer the electronic proof of commitment to the second account, the third account has not yet delivered a request to the fourth account to deliver the target item / service to the first account.
Therefore, when the first account receives the payment delivered by the second account, the fourth account is notified to change the delivering object so that the target account /
service in the third account is delivered to the second account without being delivered to the first account.
[147] In the present example, the fourth account receives the transfer information of the electronic proof of commitment before responding to the instruction issued by the third account. Therefore, the fourth account delivers the target commodity /
services to the second account according to the transfer information. In this way, it is avoided that the electronic commitment certificate has been transferred, but the fourth account responsible for delivering the target commodity / services is not promptly notified, resulting in the wrong delivering object of the target commodity / services.
[148] Please refer to Figure 11, which is a schematic flowchart of an online transaction processing method in a fourth example of the present invention. When the payment method for payment is the second data certificate, the method procedure shown in this example includes:
[149] Step S110: The first account delivers the electronic promise certificate transfer request to the second account by using the First Server.
[150] Where the transfer request contains the electronic proof of commitment.
[151] Further, the transfer request may further include the information of the second account.
[152] In step S111, the second account transmits the information of the second data certificate generated by the Second Server to the third account in response to the transfer request.
[153] Step S112: The third account requests Second Server to return the third data certificate to the first account.
[154] Wherein, the third account receives the information of the third data certificate when the first account obtains the electronic proof of commitment and the third data certificate is generated for the Second Server to freeze the second amount of funds in the first account of
[155] Step S113: The first account receives the first data, and delivers the electronic commitment certificate to the second account, so as to deliver the target commodity /
services to the second account according to the information of the second account.
[156] In step S114, the second account requests the Second Server to unfreeze the first amount of funds, so as to allocate the first amount of funds to the first account.
[157] In the present example, when the first account obtains the electronic commitment certificate through the First Server, the Second Server also changes the owner information of the third data certificate to the third account to record the target commodity / service and the third transaction between data certificate succeeded. When the target commodity /
service needs to be transferred to the second account, Second Server changes the owner of the third data certificate to the original first account and changes the owner information of the second data certificate to the third account, record the target commodity / services and the third data certificate direct transaction success. At the same time, it is recorded that the second account uses the second data certificate to trade with the target commodity /
services.
[158] Further, in each of the examples described above, First Server also registers the transfer information in the electronic proof of promise when the transfer of the electronic certificate of commitment is effected.
[159] In the above solution, a request for transferring electronic commitment certificate is issued before the first account transfers the target commodity / services to the second account, and when the first account receives the payment for the second account, the electronic commitment certificate is delivered to the second accounts. In this way, the transfer of tenure in the form of electronic commitment certificates during the transfer of the target commodity / services facilitates the circulation of the commodity / services.
[160] In the above examples, the present invention has been exemplary described only, but various modifications to the present invention can be made by those skilled in the area after reading this patent application without departing from the spirit and scope of the present invention.

Claims (10)

    The Claims
  1. [Claim 1] A target interaction processing method, wherein the method comprises:
    The first account delivers a first data certificate transfer request to the second account through the First Server, where the transfer request includes the information of the first data certificate;
    The second account delivers the first data to the first account in response to the transfer request;
    And The first account receives the first data, and delivers the first data certificate to the second account.
  2. [Claim 2] The method of Claim 1, wherein before the step of the first account delivering the first data certificate transfer request to the second account via the First Server, the method further comprises:
    The first account obtains the first data certificate held by the third account through the First Server.
  3. [Claim 3] The method of Claim 2, wherein before the step of the first account delivering the first data certificate transfer request to the second account via the First Server, the method also includes:
    The second account delivers the information of the second data certificate generated by the Second Server to the third account in response to the transfer request.
    Where the second data certificate is generated by the Second Server to lock the first value in the second account.
  4. [Claim 4] A target interaction processing method applied to a device corresponding to a second account, wherein the method includes:
    The second account receives a first data certificate transfer request delivered by the First Server, where the transfer request is information that the first account that acquires the first data certificate delivers, through the First Server, the information that includes the first data certificate;
    Delivering first data to the first account in response to the transfer request; and Receive the first data certificate delivered by the first account.
  5. [Claim 5] A device, wherein the device includes:
    The receiving module is used to receive a first data certificate transfer request delivered by the First Server;
    Where the transfer request is information that the first account that acquires the first data certificate delivers, through the First Server, the information that includes the first data certificate; and A delivering module, which is used to deliver first data to the first account in response to the transfer request;
    The receiving module is also used to receive the first data certificate delivered by the first account.
  6. [Claim 6] A terminal device, wherein the device includes:
    One or more processors;
    Memory;
    Multiple applications; and One or more programs, wherein the one or more programs are stored in the memory and configured to be executed by the one or more processors, the one or more programs include instructions that, which are used for:
    Receiving a first data certificate transfer request delivered by the First Server, where the transfer request is information that the first account that acquires the first data certificate delivers, through the First Server, the information that includes the first data certificate;
    Delivering first data to the first account in response to the transfer request; and receiving the first data certificate delivered by the first account.
  7. [Claim 7] An online transaction method, wherein the method includes:
    The first account delivers a request for electronic promise transfer to the second account through the First Server, wherein the transfer request includes the information of the electronic promise certificate, and the electronic commitment certificate is an integrated target commodity / Internet E-commerce services essential features of electronic certificates;
    The second account pays for the first account in response to the transfer request;
    and the first account receives the payment and delivers the electronic commitment certificate to the second account.
  8. [Claim 8] The online transaction method according to Claim 7, wherein the payment is information of a first amount of money or a first electronic certificate, and the first electronic certificate is a Second Server freezing the second Account of the first amount of funds generated.
  9. [Claim 9] The online transaction method according to Claim 8, wherein the electronic commitment certificate transfer request also includes the information of the second account; and the method also includes:
    The First Server delivers the information of the second account to the third account for providing the target commodity / service;
    The third account delivers the target commodity / services to the second account according to the information of the second account; and The second account requests the Second Server to unfreeze the first amount of funds, so as to allocate the first amount of funds to the first account.
  10. [Claim 10] The target interaction processing method according to Claim 8, wherein the step of the second account delivering the first data to the first account in response to the transfer request comprises:
    The Second account responds to the transfer request to deliver the information of the first electronic certificate generated by the Second Server to the third account;
    Sending, by the third account, the information for returning the second electronic certificate to the first account, and delivering the target commodity /
    service for providing the second account to the second account according to the information about the second account; wherein, the third account receives the information of the second electronic certificate when the first account obtains the electronic commitment certificate and the second electronic certificate is generated when the Second Server freezes the second amount of money in the first account ; and The second account requests the Second Server to unfreeze the first amount of funds, so as to allocate the first amount of funds to the first account.
CA2995921A 2015-12-15 2015-12-15 Destination-exchange processing method, apparatus, terminal device, and online transaction method Pending CA2995921A1 (en)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1467300A1 (en) * 1997-08-13 2004-10-13 Matsushita Electric Industrial Co., Ltd Mobile electronic commerce system
US20020116337A1 (en) * 2001-02-20 2002-08-22 Ariel Peled System for anonymous distribution and delivery of digital goods
US8046268B2 (en) * 2008-07-14 2011-10-25 Shop Ma, Inc. Multi-merchant payment system
CN104951941A (en) * 2014-03-28 2015-09-30 阿里巴巴集团控股有限公司 Method and system for providing transfer information of commodity objects

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