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SG10201703374XA - Method and system for loading reloadable cards - Google Patents

Method and system for loading reloadable cards

Info

Publication number
SG10201703374XA
SG10201703374XA SG10201703374XA SG10201703374XA SG10201703374XA SG 10201703374X A SG10201703374X A SG 10201703374XA SG 10201703374X A SG10201703374X A SG 10201703374XA SG 10201703374X A SG10201703374X A SG 10201703374XA SG 10201703374X A SG10201703374X A SG 10201703374XA
Authority
SG
Singapore
Prior art keywords
loading
reloadable
card
cards
funding
Prior art date
Application number
SG10201703374XA
Inventor
Rodrigues Elson
Sharma Piyush
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201703374XA priority Critical patent/SG10201703374XA/en
Priority to US15/956,880 priority patent/US20180308088A1/en
Publication of SG10201703374XA publication Critical patent/SG10201703374XA/en
Priority to US16/844,318 priority patent/US11790346B2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/204—Loading of a stored value token using an ATM
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/207—Surveillance aspects at ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

METHOD AND SYSTEM FOR LOADING RELOADABLE CARDS A computer-implemented method and a system for loading reloadable cards, the computer- implemented method including: receiving, from an automated teller machine (ATM), a loading transaction request, the loading transaction request including a reloadable card identifier associated with a reloadable card, a funding card identifier associated with a funding card, and loading amount information; executing a funding card authorisation process; executing a reloadable card crediting process; and sending loading transaction approval to the ATM. Figure 1A
SG10201703374XA 2017-04-25 2017-04-25 Method and system for loading reloadable cards SG10201703374XA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201703374XA SG10201703374XA (en) 2017-04-25 2017-04-25 Method and system for loading reloadable cards
US15/956,880 US20180308088A1 (en) 2017-04-25 2018-04-19 Method and system for loading reloadable cards
US16/844,318 US11790346B2 (en) 2017-04-25 2020-04-09 Method and system for loading reloadable cards

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201703374XA SG10201703374XA (en) 2017-04-25 2017-04-25 Method and system for loading reloadable cards

Publications (1)

Publication Number Publication Date
SG10201703374XA true SG10201703374XA (en) 2018-11-29

Family

ID=63847993

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201703374XA SG10201703374XA (en) 2017-04-25 2017-04-25 Method and system for loading reloadable cards

Country Status (2)

Country Link
US (2) US20180308088A1 (en)
SG (1) SG10201703374XA (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109657179B (en) * 2018-12-07 2024-04-16 北京奇虎科技有限公司 Service processing method, system and storage medium

Family Cites Families (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6999569B2 (en) * 1998-10-28 2006-02-14 Mastercard International Incorporated System and method for using a prepaid card
US8095463B1 (en) * 1999-08-02 2012-01-10 Openwave Systems Inc. System and method for prepaid account replenishment
US20170046679A1 (en) * 2004-04-09 2017-02-16 Blackhawk Network, Inc. Systems and methods for mimicking post-paid user experience with stored-value card accounts
US8191779B2 (en) * 2005-10-27 2012-06-05 Avt, Inc. Wireless management of remote vending machines
US20090039150A1 (en) * 2007-08-06 2009-02-12 Isaac Lay Remote handheld payment device and method
US20090108015A1 (en) * 2007-10-30 2009-04-30 David Kreamer Combination ATM/Vending Machine Kiosk
US8447687B2 (en) * 2009-03-30 2013-05-21 Albert OGRODSKI Method and system for centralized identity and account controls
US8306512B2 (en) * 2009-07-09 2012-11-06 Cubic Corporation Transit account management with text messaging
GB2472072B (en) * 2009-07-24 2013-10-16 Hewlett Packard Development Co Deduplication of encoded data
WO2011031768A2 (en) * 2009-09-08 2011-03-17 Cubic Corporation Association of contactless payment card primary account number
US11354649B2 (en) * 2010-01-08 2022-06-07 Blackhawk Network, Inc. Method and system for reloading prepaid card
US10387853B1 (en) * 2010-01-19 2019-08-20 The Pnc Financial Services Group, Inc. Secondary purchase card for financial transactions (“cap card”)
US9785935B2 (en) * 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
US9824376B1 (en) * 2011-08-03 2017-11-21 A9.Com, Inc. Map based payment authorization
US9473295B2 (en) * 2011-09-26 2016-10-18 Cubic Corporation Virtual transportation point of sale
US20130124409A1 (en) * 2011-11-10 2013-05-16 Bank Of America Corporation Reloadable prepaid platform
US20140164237A1 (en) * 2012-12-11 2014-06-12 Mastercard International Incorporated Method and system for sharing and distributing content during a consumer experience
US20150100486A1 (en) * 2013-10-04 2015-04-09 Sydney Green System and method for automatically enrollng an item in a virtual wallet
US20150278785A1 (en) * 2014-03-28 2015-10-01 Ncr Corporation Ncr direct connect (ndc) flexible state parameter extension
WO2016025529A1 (en) * 2014-08-11 2016-02-18 Cubic Corporation Biometric payment in transit systems
CN107111810A (en) * 2014-10-13 2017-08-29 万事达卡国际股份有限公司 Method and system for direct operator's charging
US20160162882A1 (en) * 2014-12-08 2016-06-09 Guy LaMonte McClung, III Digital money choice and eWallet selection
CN105930040A (en) * 2015-02-27 2016-09-07 三星电子株式会社 Electronic device including electronic payment system and operating method thereof

Also Published As

Publication number Publication date
US20200234282A1 (en) 2020-07-23
US20180308088A1 (en) 2018-10-25
US11790346B2 (en) 2023-10-17

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