GB2331822B - Method and apparatus for money transfers - Google Patents
Method and apparatus for money transfersInfo
- Publication number
- GB2331822B GB2331822B GB9725430A GB9725430A GB2331822B GB 2331822 B GB2331822 B GB 2331822B GB 9725430 A GB9725430 A GB 9725430A GB 9725430 A GB9725430 A GB 9725430A GB 2331822 B GB2331822 B GB 2331822B
- Authority
- GB
- United Kingdom
- Prior art keywords
- money transfers
- money
- transfers
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB9725430A GB2331822B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
GB0121971A GB2363664B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
PCT/GB1998/003537 WO1999028872A1 (en) | 1997-12-01 | 1998-11-26 | Method and apparatus for money transfers |
EP98955790A EP1036381A1 (en) | 1997-12-01 | 1998-11-26 | Method and apparatus for money transfers |
AU12515/99A AU742367B2 (en) | 1997-12-01 | 1998-11-26 | Method and apparatus for money transfers |
HK02103312.3A HK1042390B (en) | 1997-12-01 | 2002-05-02 | Method and apparatus for money transfers |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB9725430A GB2331822B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
Publications (4)
Publication Number | Publication Date |
---|---|
GB2331822A9 GB2331822A9 (en) | |
GB9725430D0 GB9725430D0 (en) | 1998-01-28 |
GB2331822A GB2331822A (en) | 1999-06-02 |
GB2331822B true GB2331822B (en) | 2002-04-17 |
Family
ID=10822956
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB9725430A Expired - Fee Related GB2331822B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
GB0121971A Expired - Fee Related GB2363664B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
Family Applications After (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB0121971A Expired - Fee Related GB2363664B (en) | 1997-12-01 | 1997-12-01 | Method and apparatus for money transfers |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP1036381A1 (en) |
AU (1) | AU742367B2 (en) |
GB (2) | GB2331822B (en) |
HK (1) | HK1042390B (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101299255B (en) * | 1999-05-25 | 2020-05-19 | 塞弗派澳大利亚有限公司 | Online transaction processing system |
Families Citing this family (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
AU734404B3 (en) * | 1999-05-25 | 2001-06-14 | Safepay Australia Pty Limited | System for handling network transactions |
EP1077436A3 (en) * | 1999-08-19 | 2005-06-22 | Citicorp Development Center, Inc. | System and method for performing an on-line transaction using a single-use payment instrument |
US6488203B1 (en) * | 1999-10-26 | 2002-12-03 | First Data Corporation | Method and system for performing money transfer transactions |
CN101067856A (en) * | 2007-06-28 | 2007-11-07 | 向亚峰 | Method and system for realizing network payment |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0029733A2 (en) * | 1979-11-26 | 1981-06-03 | Edward Louis Braun | Automated banking apparatus |
GB2261538A (en) * | 1991-11-13 | 1993-05-19 | Bank Of England | Transaction authentication system |
WO1996026508A1 (en) * | 1995-02-22 | 1996-08-29 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5319710A (en) * | 1986-08-22 | 1994-06-07 | Tandem Computers Incorporated | Method and means for combining and managing personal verification and message authentication encrytions for network transmission |
US5196840A (en) * | 1990-11-05 | 1993-03-23 | International Business Machines Corporation | Secure communications system for remotely located computers |
US6085320A (en) * | 1996-05-15 | 2000-07-04 | Rsa Security Inc. | Client/server protocol for proving authenticity |
-
1997
- 1997-12-01 GB GB9725430A patent/GB2331822B/en not_active Expired - Fee Related
- 1997-12-01 GB GB0121971A patent/GB2363664B/en not_active Expired - Fee Related
-
1998
- 1998-11-26 EP EP98955790A patent/EP1036381A1/en not_active Withdrawn
- 1998-11-26 AU AU12515/99A patent/AU742367B2/en not_active Ceased
-
2002
- 2002-05-02 HK HK02103312.3A patent/HK1042390B/en not_active IP Right Cessation
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0029733A2 (en) * | 1979-11-26 | 1981-06-03 | Edward Louis Braun | Automated banking apparatus |
GB2261538A (en) * | 1991-11-13 | 1993-05-19 | Bank Of England | Transaction authentication system |
WO1996026508A1 (en) * | 1995-02-22 | 1996-08-29 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101299255B (en) * | 1999-05-25 | 2020-05-19 | 塞弗派澳大利亚有限公司 | Online transaction processing system |
Also Published As
Publication number | Publication date |
---|---|
AU1251599A (en) | 1999-06-16 |
HK1042390B (en) | 2003-01-10 |
GB0121971D0 (en) | 2001-10-31 |
GB2331822A (en) | 1999-06-02 |
EP1036381A1 (en) | 2000-09-20 |
GB2363664A (en) | 2002-01-02 |
WO1999028872A2 (en) | 1999-06-10 |
GB2363664B (en) | 2002-04-17 |
GB2331822A9 (en) | |
WO1999028872A8 (en) | 1999-07-29 |
AU742367B2 (en) | 2002-01-03 |
GB9725430D0 (en) | 1998-01-28 |
HK1042390A1 (en) | 2002-08-09 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
732E | Amendments to the register in respect of changes of name or changes affecting rights (sect. 32/1977) | ||
PCNP | Patent ceased through non-payment of renewal fee |
Effective date: 20051201 |